/* ==== STYLE ====*/

:root{
  --primary:#0b3c8a;
  --primary-dark:#06285e;
  --secondary:#0ea5e9;
  --accent:#ff7a00;
  --accent-dark:#e56700;
  --navy:#071a36;
  --dark:#0f172a;
  --text:#526176;
  --muted:#718096;
  --light:#f5f9ff;
  --light-blue:#edf5ff;
  --white:#fff;
  --border:#dfe8f3;
  --shadow:0 18px 50px rgba(11,60,138,.10);
  --shadow-sm:0 10px 28px rgba(15,23,42,.07);
  --radius:24px;
  --container:1180px;
}

*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:95px}
body{font-family:'Poppins',sans-serif;background:var(--white);color:var(--dark);line-height:1.7;overflow-x:hidden}
body.modal-open{overflow:hidden}
img{max-width:100%;display:block}
button,input,select,textarea{font:inherit}
button{cursor:pointer}
a{text-decoration:none;color:inherit}
.container{width:min(92%,var(--container));margin-inline:auto}

/* HEADER */
.header{position:fixed;top:0;left:0;width:100%;z-index:1000;background:rgba(255,255,255,.94);backdrop-filter:blur(16px);border-bottom:1px solid transparent;transition:.3s}
.header.scrolled{border-color:var(--border);box-shadow:0 10px 35px rgba(15,23,42,.08)}
.navbar{min-height:88px;display:flex;align-items:center;gap:28px}
.logo{display:flex;align-items:center;flex-shrink:0}
.logo img{width:170px;height:auto}
.nav-links{display:flex;align-items:center;justify-content:center;gap:27px;list-style:none;margin-left:auto}
.nav-links a{position:relative;font-size:14px;font-weight:600;color:#334155;padding:9px 0}
.nav-links a:after{content:"";position:absolute;left:0;bottom:0;width:0;height:2px;background:var(--accent);transition:.25s}
.nav-links a:hover,.nav-links a.active{color:var(--primary)}
.nav-links a:hover:after,.nav-links a.active:after{width:100%}
.header-call{display:inline-flex;align-items:center;gap:8px;background:var(--accent);color:#fff;padding:11px 18px;border-radius:999px;font-weight:700;font-size:14px;box-shadow:0 10px 25px rgba(255,122,0,.22);transition:.25s}
.header-call:hover{transform:translateY(-2px);background:var(--accent-dark)}
.hamburger{display:none;border:0;background:transparent;width:42px;height:42px;padding:8px}
.hamburger span{display:block;width:25px;height:2.5px;background:var(--primary);margin:5px auto;border-radius:5px;transition:.25s}

/* BUTTONS */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:0;padding:13px 22px;border-radius:999px;font-size:14px;font-weight:700;transition:.25s;cursor:pointer}
.btn:hover{transform:translateY(-2px)}
.btn-orange{background:var(--accent);color:#fff;box-shadow:0 12px 28px rgba(255,122,0,.23)}
.btn-orange:hover{background:var(--accent-dark)}
.btn-blue{background:var(--primary);color:#fff}
.btn-blue:hover{background:var(--primary-dark)}
.btn-outline-light{border:1px solid rgba(255,255,255,.55);color:#fff;background:rgba(255,255,255,.06)}
.btn-outline-light:hover{background:#fff;color:var(--primary)}
.btn-whatsapp{background:#25d366;color:#fff}
.full{width:100%}

/* HERO */
.hero{position:relative;overflow:hidden;padding:150px 0 95px;background:linear-gradient(135deg,var(--primary-dark),var(--primary) 58%,#0c74b8);color:#fff}
.hero-pattern{position:absolute;inset:0;opacity:.16;background-image:radial-gradient(circle at 20% 20%,#fff 0 1px,transparent 1.5px);background-size:28px 28px;pointer-events:none}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.02fr .98fr;gap:65px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--secondary);font-size:12px;font-weight:800;letter-spacing:1.5px;text-transform:uppercase}
.eyebrow.light{color:#d9efff}
.hero-content h1{font-size:clamp(42px,5vw,67px);line-height:1.08;letter-spacing:-1.8px;margin:18px 0 22px;font-weight:800}
.hero-content h1 span{color:#ffd166}
.hero-lead{font-size:17px;max-width:650px;color:#e5f0ff;margin-bottom:30px}
.hero-actions{display:flex;gap:13px;flex-wrap:wrap}
.trust-row{display:flex;gap:18px;flex-wrap:wrap;margin-top:28px;color:#dbeafe;font-size:13px;font-weight:600}
.trust-row i{color:#ffb14d;margin-right:5px}
.hero-visual{position:relative;min-height:500px;display:grid;place-items:center}
.hero-orbit{position:absolute;border:1px solid rgba(255,255,255,.15);border-radius:50%}
.orbit-one{width:430px;height:430px}
.orbit-two{width:560px;height:560px}
.protection-card{position:relative;width:min(100%,430px);background:rgba(255,255,255,.98);color:var(--dark);border:1px solid rgba(255,255,255,.6);border-radius:30px;padding:38px;box-shadow:0 30px 70px rgba(0,0,0,.22);z-index:2}
.protection-icon{width:66px;height:66px;display:grid;place-items:center;background:var(--light-blue);color:var(--primary);border-radius:19px;font-size:28px;margin-bottom:22px}
.mini-label{font-size:10px;letter-spacing:1.3px;font-weight:800;color:var(--secondary)}
.protection-card h2{font-size:29px;line-height:1.2;margin:10px 0 12px}
.protection-card p{color:var(--text);font-size:14px}
.coverage-list{display:grid;gap:9px;margin-top:22px;padding-top:18px;border-top:1px solid var(--border)}
.coverage-list span{font-size:13px;font-weight:600;color:#334155}
.coverage-list i{color:var(--secondary);margin-right:8px}
.floating-chip{position:absolute;z-index:3;background:#fff;color:var(--primary);padding:11px 15px;border-radius:999px;box-shadow:0 15px 35px rgba(0,0,0,.18);font-size:12px;font-weight:800}
.floating-chip i{color:var(--accent);margin-right:6px}
.chip-top{top:65px;right:0}
.chip-bottom{bottom:45px;left:0}

/* TRUST STRIP */
.trust-strip{background:#fff;border-bottom:1px solid var(--border)}
.trust-strip-inner{display:grid;grid-template-columns:repeat(3,1fr);padding:25px 0}
.trust-strip-inner>div{padding:4px 30px;border-right:1px solid var(--border)}
.trust-strip-inner>div:first-child{padding-left:0}
.trust-strip-inner>div:last-child{border:0}
.trust-strip strong{display:block;color:var(--primary);font-size:16px}
.trust-strip span{font-size:12px;color:var(--muted)}

/* GENERAL SECTIONS */
.section{padding:105px 0}
.section-heading{text-align:center;max-width:760px;margin:0 auto 55px}
.section-heading>span{color:var(--secondary);font-size:12px;font-weight:800;letter-spacing:1.8px}
.section-heading h2{font-size:clamp(31px,4vw,45px);line-height:1.18;letter-spacing:-1px;margin:10px 0 13px}
.section-heading p{color:var(--text);font-size:15px}
.ways-section,.experts-section{background:var(--light)}
.services-section{background:#fff}

/* FEATURES */
.feature-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.feature-card{background:#fff;border:1px solid var(--border);border-radius:22px;padding:28px 24px;box-shadow:var(--shadow-sm);transition:.3s}
.feature-card:hover{transform:translateY(-7px);box-shadow:var(--shadow)}
.icon-box{width:54px;height:54px;border-radius:16px;display:grid;place-items:center;background:var(--light-blue);color:var(--primary);font-size:22px;margin-bottom:20px}
.feature-card h3{font-size:18px;margin-bottom:8px}
.feature-card p{font-size:13px;color:var(--text)}

/* WAYS */
.ways-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.way-card{position:relative;background:#fff;border:1px solid var(--border);border-radius:26px;padding:34px;box-shadow:var(--shadow-sm);transition:.3s;overflow:hidden}
.way-card:hover{transform:translateY(-7px);box-shadow:var(--shadow)}
.way-card.featured{border-color:#c8ddf8;box-shadow:0 20px 50px rgba(11,60,138,.12)}
.way-badge{position:absolute;top:0;right:0;background:var(--primary);color:#fff;font-size:9px;font-weight:800;letter-spacing:1px;padding:8px 13px;border-radius:0 0 0 14px}
.way-number{font-size:12px;font-weight:800;color:#9aabc0}
.way-icon{width:62px;height:62px;display:grid;place-items:center;background:var(--light-blue);color:var(--primary);border-radius:18px;font-size:25px;margin:18px 0}
.way-card h3{font-size:23px}
.way-card p{font-size:13px;color:var(--text);margin:8px 0 18px}
.text-btn{border:0;background:transparent;color:var(--primary);font-weight:800;font-size:13px;padding:0}
.text-btn i{margin-left:5px;transition:.2s}
.text-btn:hover i{margin-left:10px}

/* SERVICES */
.services-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.service-card{padding:28px;border:1px solid var(--border);border-radius:22px;background:#fff;transition:.3s}
.service-card:hover{transform:translateY(-6px);border-color:#bcd3ee;box-shadow:var(--shadow)}
.service-icon{width:52px;height:52px;display:grid;place-items:center;border-radius:15px;background:var(--light-blue);color:var(--primary);font-size:22px;margin-bottom:18px}
.service-card h3{font-size:17px;margin-bottom:7px}
.service-card p{font-size:12px;color:var(--text);min-height:60px}
.service-card a{display:inline-flex;align-items:center;gap:6px;color:var(--accent);font-size:12px;font-weight:800;margin-top:15px}

/* PROCESS */
.process-section{background:linear-gradient(180deg,#fff,#f7fbff)}
.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;position:relative}
.process-grid:before{content:"";position:absolute;top:42px;left:12%;right:12%;height:1px;background:#cbdcf0;z-index:0}
.process-card{position:relative;z-index:1;background:#fff;border:1px solid var(--border);border-radius:22px;padding:30px 22px;text-align:center;box-shadow:var(--shadow-sm)}
.process-card>span{position:absolute;top:14px;right:16px;font-size:11px;font-weight:800;color:#9aaabd}
.process-card>div{width:72px;height:72px;margin:0 auto 20px;display:grid;place-items:center;border-radius:50%;background:var(--primary);color:#fff;border:8px solid #eaf2fc;font-size:23px}
.process-card h3{font-size:17px;margin-bottom:7px}
.process-card p{font-size:12px;color:var(--text)}

/* EXPERTS */
.experts-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:25px}
.expert-card{background:#fff;border:1px solid var(--border);border-radius:26px;padding:30px;box-shadow:var(--shadow-sm)}
.expert-top{display:flex;align-items:center;gap:20px;padding-bottom:22px;margin-bottom:20px;border-bottom:1px solid var(--border)}
.expert-top img{width:105px;height:105px;border-radius:22px;object-fit:cover}
.expert-tag{font-size:10px;font-weight:800;letter-spacing:1px;color:var(--secondary)}
.expert-top h3{font-size:24px;margin:5px 0}
.expert-top p{font-size:11px;color:var(--accent);font-weight:700}
.expert-card>p{font-size:13px;color:var(--text)}
.expert-actions{display:flex;gap:10px;margin-top:22px}

/* STATS */
.stats-section{padding:68px 0;background:var(--primary);color:#fff}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;text-align:center}
.stat-box{padding:12px;border-right:1px solid rgba(255,255,255,.16)}
.stat-box:last-child{border:0}
.stat-box strong{display:block;font-size:45px;line-height:1;color:#ffd166}
.stat-box span{display:block;margin-top:10px;color:#dbeafe;font-size:12px;font-weight:600}

/* TESTIMONIALS */
.testimonials-section{background:#fff}
.testimonial-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.testimonial-card{border:1px solid var(--border);border-radius:22px;padding:25px;background:#fff;box-shadow:var(--shadow-sm)}
.stars{color:#f6ad24;letter-spacing:2px;font-size:15px;margin-bottom:15px}
.testimonial-card>p{font-size:13px;color:var(--text);min-height:105px}
.reviewer{border-top:1px solid var(--border);padding-top:15px;margin-top:15px}
.reviewer strong,.reviewer span{display:block}
.reviewer strong{font-size:13px}
.reviewer span{font-size:10px;color:var(--muted)}

/* FAQ */
.faq-section{background:var(--light)}
.faq-layout{display:grid;grid-template-columns:.82fr 1.18fr;gap:70px;align-items:start}
.faq-intro{position:sticky;top:125px}
.faq-intro h2{font-size:38px;line-height:1.18;margin:12px 0}
.faq-intro p{color:var(--text);font-size:14px;margin-bottom:25px}
.faq-container{display:grid;gap:11px}
.faq-item{background:#fff;border:1px solid var(--border);border-radius:16px;overflow:hidden}
.faq-question{width:100%;border:0;background:#fff;padding:20px 22px;text-align:left;display:flex;align-items:center;justify-content:space-between;gap:20px;color:var(--dark);font-weight:700;font-size:14px}
.faq-question i{color:var(--primary);transition:.2s}
.faq-item.open .faq-question{color:var(--primary)}
.faq-item.open .faq-question i{transform:rotate(45deg)}
.faq-answer{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-answer p{padding:0 22px 20px;color:var(--text);font-size:13px}

/* CONSULTATION */
.consultation-section{padding:100px 0;background:#fff}
.consultation-card{display:grid;grid-template-columns:.9fr 1.1fr;gap:45px;align-items:center;padding:55px;border-radius:32px;background:linear-gradient(135deg,var(--primary-dark),var(--primary));color:#fff;box-shadow:0 25px 70px rgba(11,60,138,.22);overflow:hidden;position:relative}
.consultation-card:after{content:"";position:absolute;width:400px;height:400px;border:1px solid rgba(255,255,255,.08);border-radius:50%;right:-180px;bottom:-210px}
.consultation-copy{position:relative;z-index:1}
.consultation-copy h2{font-size:43px;line-height:1.15;margin:10px 0 15px}
.consultation-copy>p{color:#dbeafe;font-size:14px}
.consultation-copy ul{list-style:none;display:grid;gap:10px;margin-top:25px}
.consultation-copy li{font-size:13px;color:#e6f0ff}
.consultation-copy li i{color:#ffb14d;margin-right:8px}
.lead-form-card{position:relative;z-index:1;background:#fff;color:var(--dark);border-radius:24px;padding:32px;box-shadow:0 20px 50px rgba(0,0,0,.16)}
.form-title span{font-size:10px;font-weight:800;letter-spacing:1.5px;color:var(--secondary)}
.form-title h3{font-size:24px;margin:3px 0 22px}
#leadForm{display:grid;gap:16px}
.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
#leadForm label{display:grid;gap:6px}
#leadForm label>span{font-size:11px;font-weight:700;color:#475569}
#leadForm small{font-weight:400;color:#94a3b8}
#leadForm input,#leadForm select,#leadForm textarea{width:100%;border:1px solid var(--border);border-radius:12px;padding:12px 14px;outline:0;color:var(--dark);background:#fbfdff;resize:vertical}
#leadForm input:focus,#leadForm select:focus,#leadForm textarea:focus{border-color:#76b7e8;box-shadow:0 0 0 3px rgba(14,165,233,.1)}
.form-note{font-size:10px;color:#8794a5;text-align:center}
.form-status{font-size:12px;text-align:center;font-weight:600;color:var(--primary)}

/* FINAL CTA */
.final-cta{padding:0 0 80px}
.final-cta-box{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:38px 45px;border-radius:26px;background:var(--navy);color:#fff}
.final-cta-box>div:first-child span{color:#ffb14d;font-size:10px;font-weight:800;letter-spacing:1.5px}
.final-cta-box h2{font-size:28px;line-height:1.2;margin:6px 0}
.final-cta-box p{font-size:12px;color:#b9c9dc}
.cta-actions{display:flex;gap:10px;flex-wrap:wrap}

/* FOOTER */
.footer{background:#06152d;color:#dbeafe;padding:70px 0 0}
.footer-main{display:grid;grid-template-columns:1.35fr .75fr .9fr 1.2fr;gap:45px;padding-bottom:50px}
.footer-logo{width:185px;background:#fff;border-radius:12px;padding:8px;margin-bottom:18px}
.footer-brand p{font-size:12px;color:#a9bad0;max-width:330px}
.footer-badges{display:flex;gap:8px;flex-wrap:wrap;margin-top:18px}
.footer-badges span{font-size:9px;color:#cbd8e8;border:1px solid rgba(255,255,255,.12);padding:7px 9px;border-radius:999px}
.footer-badges i{color:#ff9a38;margin-right:4px}
.footer-column{display:flex;flex-direction:column;gap:10px}
.footer-column h3{color:#fff;font-size:15px;margin-bottom:7px}
.footer-column h3:after{content:"";display:block;width:35px;height:2px;background:var(--accent);margin-top:8px;border-radius:5px}
.footer-column>a{font-size:11px;color:#aebed1;transition:.2s}
.footer-column>a:hover{color:#ffad62;transform:translateX(3px)}
.footer-contact>a{display:flex;gap:9px;align-items:flex-start}
.footer-contact>a i{width:15px;color:#54b9ee;margin-top:4px}
.footer-socials{display:flex;gap:8px;margin-top:12px}
.footer-socials a,.social-placeholder{width:34px;height:34px;display:grid;place-items:center;border-radius:50%;background:#102746;color:#fff;font-size:13px}
.footer-socials a:hover{background:var(--accent)}
.social-placeholder{opacity:.45;cursor:not-allowed}
.footer-disclosure{border-top:1px solid rgba(255,255,255,.1);border-bottom:1px solid rgba(255,255,255,.1);padding:20px 0}
.footer-disclosure strong{display:block;color:#fff;font-size:11px;margin-bottom:5px}
.footer-disclosure p{font-size:10px;line-height:1.7;color:#8fa3bb;max-width:980px}
.footer-bottom{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:20px 0;font-size:10px;color:#8194ad}
.footer-bottom div{display:flex;gap:18px}
.footer-bottom a:hover{color:#fff}

/* FLOATING WHATSAPP */
.floating-whatsapp{position:fixed;right:22px;bottom:22px;z-index:900;background:#25d366;color:#fff;border-radius:999px;padding:12px 17px;display:flex;align-items:center;gap:8px;font-weight:800;font-size:12px;box-shadow:0 12px 30px rgba(37,211,102,.3);transition:.25s}
.floating-whatsapp:hover{transform:translateY(-3px)}

/* MODAL */
.advisor-modal{display:none;position:fixed;inset:0;z-index:2000;align-items:center;justify-content:center;padding:20px}
.advisor-modal.active{display:flex}
.modal-backdrop{position:absolute;inset:0;background:rgba(2,12,28,.65);backdrop-filter:blur(7px)}
.modal-card{position:relative;z-index:1;width:min(100%,470px);background:#fff;border-radius:26px;padding:35px;box-shadow:0 30px 90px rgba(0,0,0,.3)}
.modal-card h2{font-size:28px;line-height:1.2;margin:8px 0}
.modal-card>p{font-size:13px;color:var(--text);margin-bottom:22px}
.modal-close{position:absolute;top:16px;right:16px;border:0;background:#f2f6fb;color:var(--primary);width:35px;height:35px;border-radius:50%}
.advisor-choice{display:grid;gap:10px}
.advisor-choice button{display:flex;align-items:center;justify-content:space-between;text-align:left;background:#f8fbff;border:1px solid var(--border);border-radius:15px;padding:16px;color:var(--dark)}
.advisor-choice button:hover{border-color:#8abbe3;background:#eef7ff}
.advisor-choice strong{display:block;font-size:14px}
.advisor-choice span{font-size:12px;color:var(--muted)}

/* REVEAL */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .65s ease,transform .65s ease}
.reveal.show{opacity:1;transform:translateY(0)}

/* RESPONSIVE */
@media(max-width:1100px){
  .nav-links{gap:18px}
  .feature-grid,.services-grid{grid-template-columns:repeat(2,1fr)}
  .testimonial-grid{grid-template-columns:repeat(2,1fr)}
  .process-grid{grid-template-columns:repeat(2,1fr)}
  .process-grid:before{display:none}
  .footer-main{grid-template-columns:1.3fr 1fr 1fr}
  .footer-contact{grid-column:span 3}
}
@media(max-width:900px){
  .navbar{min-height:78px}
  .logo img{width:150px}
  .header-call{margin-left:auto}
  .nav-links{display:none;position:absolute;top:78px;left:0;width:100%;background:#fff;padding:20px 6%;border-bottom:1px solid var(--border);box-shadow:0 15px 30px rgba(0,0,0,.08);flex-direction:column;align-items:flex-start;gap:4px}
  .nav-links.open{display:flex}
  .nav-links a{display:block;width:100%;padding:10px}
  .hamburger{display:block}
  .hero-grid,.consultation-card{grid-template-columns:1fr}
  .hero-content{text-align:center}
  .hero-lead{margin-inline:auto}
  .hero-actions,.trust-row{justify-content:center}
  .hero-visual{min-height:440px}
  .faq-layout{grid-template-columns:1fr;gap:40px}
  .faq-intro{position:static;text-align:center}
  .faq-intro p{max-width:650px;margin:0 auto 22px}
  .footer-main{grid-template-columns:1.2fr 1fr 1fr}
}
@media(max-width:680px){
  .section{padding:75px 0}
  .hero{padding:125px 0 70px}
  .hero-grid{gap:30px}
  .hero-content h1{letter-spacing:-1px}
  .hero-lead{font-size:15px}
  .trust-strip-inner{grid-template-columns:1fr;gap:15px}
  .trust-strip-inner>div{border:0;border-bottom:1px solid var(--border);padding:0 0 14px}
  .trust-strip-inner>div:last-child{border:0;padding-bottom:0}
  .feature-grid,.ways-grid,.services-grid,.process-grid,.experts-grid,.testimonial-grid{grid-template-columns:1fr}
  .hero-visual{min-height:400px}
  .orbit-one{width:310px;height:310px}.orbit-two{width:400px;height:400px}
  .protection-card{padding:28px}
  .chip-top{top:25px;right:-3px}.chip-bottom{bottom:15px;left:-3px}
  .expert-top{align-items:flex-start}
  .expert-top img{width:88px;height:88px}
  .expert-top h3{font-size:20px}
  .field-grid{grid-template-columns:1fr}
  .consultation-card{padding:30px 20px}
  .consultation-copy h2{font-size:34px}
  .lead-form-card{padding:22px}
  .final-cta-box{padding:30px 24px;flex-direction:column;align-items:flex-start}
  .footer-main{grid-template-columns:1fr 1fr;gap:35px}
  .footer-contact{grid-column:span 2}
  .footer-bottom{flex-direction:column;align-items:flex-start}
  .floating-whatsapp{right:15px;bottom:15px}
}
@media(max-width:430px){
  .container{width:min(94%,var(--container))}
  .header-call span{display:none}
  .header-call{width:40px;height:40px;padding:0;justify-content:center}
  .logo img{width:140px}
  .hero-content h1{font-size:37px}
  .hero-actions .btn{width:100%}
  .protection-card h2{font-size:25px}
  .footer-main{grid-template-columns:1fr}
  .footer-contact{grid-column:auto}
  .footer-bottom div{flex-wrap:wrap}
  .floating-whatsapp span{display:none}
  .floating-whatsapp{width:50px;height:50px;justify-content:center;padding:0;font-size:21px}
}

/* REDUCED MOTION */
@media(prefers-reduced-motion:reduce){
  *,*:before,*:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}
  .reveal{opacity:1;transform:none}
}